Baccarat simulator

A real eight-deck shoe dealt under the full drawing rules — no shortcuts, no approximations. Run ten thousand hands and the observed frequencies converge on the published theoretical ones: Banker 45.86%, Player 44.62%, Tie 9.52%.

Player
Banker

Observed vs theoretical

—
Hands dealt0
Banker— / 45.86%
Player— / 44.62%
Tie— / 9.52%
Your net—
Theoretical RTP on this bet—

Ties push on Banker and Player bets, which is why those two edges are so low. On the Tie bet itself they are the whole point — and it is the worst bet on the table by a wide margin.

Latest results

Live
#WinnerPlayer – BankerYour net
Waiting for the first round…

Three bets, three very different prices

Banker wins slightly more often than Player because of the drawing rules — the Banker acts last and gets to respond to the Player's third card. The casino prices that advantage away with a 5% commission, leaving a house edge of 1.06%.

Player pays even money with no commission and carries a 1.24% edge. The difference between the two best bets in baccarat is 0.18% — small enough that the commission on Banker is almost, but not quite, fair.

Tie pays 8:1 on an outcome that happens 9.52% of the time. A fair payout would be about 9.5:1. That gap gives the Tie bet a house edge of 14.36% — thirteen times worse than Banker, and worse than almost any slot. Deal ten thousand hands on Tie above and watch it happen.

Baccarat is otherwise one of the cheapest games in any casino. The catch for a rakeback hunter is the same as with blackjack: a 1.06% edge generates very little rake, so a percentage of it is worth very little back.

How to use the baccarat simulator

  1. Hands are dealt automatically from an eight-deck shoe under the full drawing rules.
  2. Pick Banker, Player or Tie to see what each bet returns.
  3. Deal 10,000 hands and watch the Tie bet's 14.36% edge show up in the net.
Baccarat Simulator on cryptocodes.ai — screenshot
Baccarat Simulator, running in the browser.

Where to play

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